As we approach the end of the year, there is no better time to evaluate the progress you have made towards your savings goals, set some new ones for the upcoming year, and see if there aren’t a few specific ways you can still save some money before the year is over.
The holidays are quickly approaching, and with the glitter and glam can come stress, anxiety, and impulse. As Benjamin Franklin said, “Failing to plan is planning to fail.” Consider using some of these tips to keep from being overwhelmed, overworked, and overspent!
According to the National Retail Federation’s recent survey, more than 164 million Americans plan to shop over Thanksgiving weekend and Cyber Monday. And of those, a whopping 20 percent plan to shop on Thanksgiving Day.
Budgeting…yes I know, some people might think it’s boring. But I think budgeting is exciting, because it puts you in charge of exactly where you want your money to go.
Speaking of being in control of your money, when was the last time you got rewarded for your planned spending? I am not talking about some of those credit cards that give you 1% cash back and then charge you 25% in interest and hundreds in fees. I’m talking about a time when you were in control of your finances, planned ahead, stuck to your budget and got a financial reward for it.
The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money.
Have you ever joked with friends or family following a get-together that you’d been “overserved”? It’s a tongue in cheek expression, acknowledging that you exceeded your prudent limit of food or drink (and are now paying the price), but blaming someone else. You’re not fooling anyone, of course, but it spares your pride to jokingly fault the host instead of yourself.
This time of year can put lots of extra strain on your budget, from costumes and candy for Halloween, to a turkey that feeds your extended family for Thanksgiving, to decorations and gifts galore for Christmas, Hanukkah, and Kwanzaa.
Saving during the holidays doesn’t just mean saving on various elements of the celebrations. It also means sticking to more long-term savings goals and avoiding accumulation of new debt. America Saves has compiled some tips to help you plan for a fun and fulfilling holiday season while not drowning in expenses
When it comes to investing, there are quite a few things you have to consider. How much money can you afford to invest, do you want to invest one time, weekly, monthly? Should you buy stocks, bonds, mutual funds, ETF’s? Do you need a financial advisor or can you do it yourself?
Budgeting can be a tedious task, but if it can get you to a million dollar net worth status would you still not do it?
Knowing the ins and outs of her money made all the difference for April Stewart, an engineer with a passion for personal finance. Driven by financial freedom from debts and mortgage that binded her since the age of 22, April Stewart hit a million dollar net worth by the age of 38!
On this episode, April will share how she’s been able to her achieve her financial goals with budgeting, discipline, consistency and being focus.
T-shirt businesses are one of the best online business now a days. First, who doesn’t love to wear t-shirts? Second, the start up cost can be really low (depending on how you manage your capital). But most of all, it is forever on trend!
Tune in to this episode as Kalilah Wright, an entrepreneur from Baltimore and owner of Mess in a Bottle shares her ups and downs in starting and managing her own T-shirt company. Plus, get tips on how to start your own t-shirt business with little to no capital.
Who knows, a T-shirt business might be your next #wealthbuilding business!
