How did you pay for your car?
Were you one of the lucky ones who could handover the exact cold, hard cash in full? Or were you like the 84.5% of drivers who used some type of finance to get their car?
What do you want to learn today?
Traveling Abroad for Less than the Cost of Summer Camp
Last summer I did something I have never done before, I took the summer off with my kids. A back packer in my previous life (e.g. pre-kids and pre-career) I traveled solo through SE Asia. While, my days of hostels and packed buses are long behind me, this summer taught me an amazing lesson. Traveling solo with kids is not only possible for parents but the rewards are many! The best part—if you travel to places where the cost of living is low and you play the airline card game, you can do so for less than the cost of many kid’s summer camps.
The (Budget-Friendly) Joy of Gift Giving
We all like to know we’ve brightened the day of someone we love and care for. Choosing to spend a little extra money on a gift for someone special may seem like it’s worth it right now, but if you have to deviate from your budget, then it might not be the best idea in the long-run.
‘Tis the Season for Saving!
The holidays are quickly approaching, and with the glitter and glam can come stress, anxiety, and impulse. As Benjamin Franklin said, “Failing to plan is planning to fail.” Consider using some of these tips to keep from being overwhelmed, overworked, and overspent!
Save Money and Give the Gift of Time This Holiday Season
According to the National Retail Federation’s recent survey, more than 164 million Americans plan to shop over Thanksgiving weekend and Cyber Monday. And of those, a whopping 20 percent plan to shop on Thanksgiving Day.
Finally! We can get rewarded to budget!
Budgeting…yes I know, some people might think it’s boring. But I think budgeting is exciting, because it puts you in charge of exactly where you want your money to go.
Speaking of being in control of your money, when was the last time you got rewarded for your planned spending? I am not talking about some of those credit cards that give you 1% cash back and then charge you 25% in interest and hundreds in fees. I’m talking about a time when you were in control of your finances, planned ahead, stuck to your budget and got a financial reward for it.
5 Holiday Mistakes That Could Cost You
The holidays are just around the corner, which means it’s time to enjoy vacations, catch up with family and old friends, and eat great food. While the holidays are about quality time and making memories, it’s easy to get caught up with spending money.
How to Avoid Holiday Overspending
Have you ever joked with friends or family following a get-together that you’d been “overserved”? It’s a tongue in cheek expression, acknowledging that you exceeded your prudent limit of food or drink (and are now paying the price), but blaming someone else. You’re not fooling anyone, of course, but it spares your pride to jokingly fault the host instead of yourself.
How to Save During the Holidays
This time of year can put lots of extra strain on your budget, from costumes and candy for Halloween, to a turkey that feeds your extended family for Thanksgiving, to decorations and gifts galore for Christmas, Hanukkah, and Kwanzaa.
Saving during the holidays doesn’t just mean saving on various elements of the celebrations. It also means sticking to more long-term savings goals and avoiding accumulation of new debt. America Saves has compiled some tips to help you plan for a fun and fulfilling holiday season while not drowning in expenses
How April Budgeted Her Way to A Million Dollar Net Worth at 38 – April Stewart
Budgeting can be a tedious task, but if it can get you to a million dollar net worth status would you still not do it?
Knowing the ins and outs of her money made all the difference for April Stewart, an engineer with a passion for personal finance. Driven by financial freedom from debts and mortgage that binded her since the age of 22, April Stewart hit a million dollar net worth by the age of 38!
On this episode, April will share how she’s been able to her achieve her financial goals with budgeting, discipline, consistency and being focus.
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